Repayment of a Student Debt

Don't forget that you are still responsible for your student debt, even if the Ministère guaranteed the loan. If you fail to repay your financial institution, the Ministère will honour its loan guarantee, but in turn it will become your creditor.  You will then owe your debt to the Ministère.  You will be required to make a new repayment agreement with the person incharge of your file at the Collection Department of Aide financière aux études. You will be able to choose how to repay your student loan debt: preauthorized debt, cheque, electronic payment or bank/postal money order.

By preauthorized debit

If you opt for payment by preauthorized debit, you will need to fill out the "Application for preauthorized debit" form that is available in your Aide financière aux études Internet Student File.

Alternatively, you can print, fill out and sign the Authorization to Use Preauthorized Debit-Repayment Agreement then mail it to us with a void cheque.

Send the form at the following address:

Collection Department
Aide financière aux études
1035, rue De La Chevrotière
Québec (Québec) G1R 5A5

By cheque

If you choose to pay by cheque, make it payable to the Minister of Finance and write your permanent code above the date.

Send your cheque(s) at the following address:

Collection Department
Aide financière aux études
1035, rue De La Chevrotière
Québec (Québec) G1R 5A5

On-line

You can now make your payments on-line via the Web site of your financial institution or by telephone. Simply follow the procedure below:

• If you have not already done so, you must register to use your financial institution’s on-line services.
• Add “Aide financière aux études” as payee (refer to the instructions on your financial institution’s website).
• Use your 15-digit reference number starting with 52 that is shown at the upper right corner of your statement of account or letter from the Collection Department.

Once you have registered that number, you will be able to follow up on your repayment agreement each month by making the required payments. You can also make additional payments on an ad hoc basis.

By bank or postal money order

If you choose to pay via bank or postal money order, make it payable to the Minister of Finance and write your permanent code above the date.

Send your money order(s) at the following address:

Collection Department
Aide financière aux études
1035, rue De La Chevrotière
Québec (Québec) G1R 5A5