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  5. Choose a financial institution

Choose a financial institution

Although the Program is government managed, it is the financial institution (bank or caisse) you choose that will deposit the financial assistance (loans and bursaries) into your account. This financial institution is also the one to which you will have to repay your loan at the end of your studies.

At the beginning of the school year, you must select a financial institution and give them a Guarantee Certificate that you will receive in the mail. This is the document that confirms that the government has granted you a loan.

If you reapply for financial assistance, you will not be required to submit a new Guarantee Certificate. Your financial institution will automatically disburse your loan as scheduled.

However, if you interrupted your studies for more than 6 months, you will receive a new Guarantee Certificate that you must submit to your financial institution.

The participating financial institutions are:

  • Desjardins Group
  • BMO Bank of Montréal
  • Laurentian Bank
  • National Bank of Canada
  • RBC Royal Bank of Canada

Last update: March 6, 2023

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