Temporary Interruption of Your Studies
If you need to temporarily interrupt your studies as a full-time or deemed full-time student, you may be able to postpone the repayment of your student loan debt.
However, your situation must be recognized by Aide financière aux études. Additionally, you must have been pursuing your studies for at least one month during the six months that preceded the interruption and intend to return to them. The maximum allowed duration of postponement is based on the following situations.
In order to postpone repayment of your student loan debt, you need to fill out the Temporary Interruption of Studies – Application to Postpone the Repayment of a Student Debt form and submit it to us, along with the backup documentation required in your situation, using Online Services.
| Situations that justify postponing repayment | Maximum duration of postponement | To be attached to the form |
|---|---|---|
| At least 20 weeks pregnant | Twelve months, starting on the first day of the month following the month in which you reached your 20th week of pregnancy | Attestation of Pregnancy form, filled out by a doctor or an accredited midwife |
| Birth or adoption of a child | Eight months, starting on the first day of the month following the birth or adoption of your child. You and the other parent of the child need to fill out separate forms if you both wish to take advantage of this measure. | The child’s birth certificate, with the names of the parents, and the proof or court order of adoption (as applicable) |
| Temporary disability lasting at least one month | Eight months, starting on the first day of the month following the beginning of your disability | Medical Certificate form filled out by a doctor |
| Elected as an executive officer within an organization of Québec student associations or within a province-wide student association | Starting on the first day of the month following your election within an organization consisting of Québec student associations or within a province-wide student association and for the duration of your mandate, to a maximum of 24 months per level of education | Resolution of the organization’s Board of Directors stating the name of the elected officer and the duration of mandate |
If the postponement of repayment of your student loan debt ends between May and August inclusively, it will run until the following first day of September.
If you do not return to your studies during the month that follows the end of the temporary interruption period, we will consider that you have withdrawn from your program. As such, you will need to start repaying your student loan debt.
