Eligible movable properties (by room)

As regards belongings, you could receive up to the maximum amount noted in the list. Deductions may be brought depending on:

  • the level of the water infiltration;
  • the duration of the flooding;
  • the site where the belongings were stored.

Kitchen and dining room (amount per kitchen and dining room)

  • Stove or oven and cooktop: $1,200
  • Refrigerator: $1,300
  • Dishwasher: $800
  • Table and four chairs:  $1,100
  • Cabinet or sideboard: $400
  • Cookware/pots and pans: $200 
  • Microwave oven: $250
  • Small kitchen appliances: $1,000
  • Utensils and cooking utensils: $200
  • Tableware: $150
  • Kitchen and dining room (amount per item)
  • Cabinet or sideboard: $400
  • Additional kitchen chair/stool: $125
  • Living room and family room/den (amount per item)
  • Television: $550
  • Television cabinet: $300
  • Loveseat: $900
  • Sofa: $1,200
  • Chair: $600
  • Futon: $600
  • Lamp: $100
  • Table: $200

Bedroom (amount per item)

  • Twin bed frame: $300
  • Twin mattress and box spring: $500
  • Double bed frame: $500
  • Double bed mattress and box spring: $1,200
  • Bedside lamp: $100
  • Bedside table: $150
  • Dresser or chest of drawers: $400
  • Mirror: $50

Laundry room or bathroom (amount per laundry room or bathroom)

  • Washer: $1,000
  • Dryer: $900

Various (amount per residence)

  • Freezer: $600
  • Second refrigerator: $1,300
  • Electronic devices: $1,000
  • Snowblower: $1,000
  • Maintenance tools: $400
  • Vacuum cleaner: $300
  • Lawnmower: $300
  • Iron: $50
  • Ironing board: $50
  • Various (amount per item)
  • Wall or portable air conditioner: $700
  • Computer or laptop: $500
  • Dehumidifier: $350
  • Humidifier: $100
  • Electronic tablet: $250
  • Fan: $100
  • Computer desk: $200
  • Computer chair: $200
  • Dresser, library, shelving unit: $200
  • Printer: $200
  • Filing cabinet: $200
  • Outdoor garbage can, recycling bin and compost bin: $100
  • Drapes and blinds (per window): $100
  • Flat/curling iron (hair): $50
  • Electric razor: $50
  • Hair dryer: $50
  • Telephone: $40
  • Indoor garbage can: $30

Items (amount per permanent occupant)

  • Clothing, except for luxury items: $2,000
  • Other items required for an employee’s work: $1,000
  • Sports equipment: $1,000
  • Essential foodstuffs, household products and personal items - 1st permanent occupant: $600, and $100 per additional permanent occupant
  • Equipment for a person with a disability: $500 per person with a disability
  • Home linens (bedsheets, towels, kitchen towels and linens): $400
  • Necessary books and materials for a full-time student: $300
  • Items for a child: $500 per child

Emergency work by type and finishing of the basement (in the event of flooding only)

House built on a concrete slab

  • Reaches the ground floor: $3 030,57

Crawl space/built on stilts/mobile home

  • Reaches the ground floor: $3 274,57
  • Water level more than 115 cm below the ground floor: $644,57
  • Water level more than 25 cm to 115 cm below the ground floor: $644,57
  • Water level more than 5 cm to 25 cm below the ground floor: $416,00
  • Water level 5 cm or less below the ground floor:  $416,00

Unfinished basement

  • Reaches the ground floor: $2 878,07
  • Water level more than 115 cm below the ground floor: $1 580,15
  • Water level more than 25 cm to 115 cm below the ground floor: $1 397,15
  • Water level more than 5 cm to 25 cm below the ground floor: $1 229,58
  • Water level 5 cm or less below the ground floor: $1 229,58

Basement with one or two finished rooms

  • Reaches the ground floor: $3 610,07
  • Water level more than 115 cm below the ground floor: $2 634,07
  • Water level more than 25 cm to 115 cm below the ground floor: $1 824,15
  • Water level more than 5 cm to 25 cm below the ground floor:  $1 595,58
  • Water level 5 cm or less below the ground floor: $1 595,58

Basement with three or more finished rooms

  • Reaches the ground floor: $4 830,07
  • Water level more than 115 cm below the ground floor: $3 244,07
  • Water level more than 25 cm to 115 cm below the ground floor: $3 002,52
  • Water level more than 5 cm to 25 cm below the ground floor: $2 053,08
  • Water level 5 cm or less below the ground floor: $2 053,08

Reconstruction work (in the event of flooding only)

Laundry room

  • Reaches the ground floor: Indemnity determined according to the damage appraiser’s report
  • Water level more than 115 cm below the ground floor: $4 480,61
  • Water level more than 25 cm to 115 cm below the ground floor: $1 937,16
  • Water level more than 5 cm to 25 cm below the ground floor: $1 226,53
  • Water level 5 cm or less below the ground floor: $141,91
  • Amount to be added when the floor covering is damaged: $683,76

Office

  • Reaches the ground floor: Indemnity determined according to the damage appraiser’s report
  • Water level more than 115 cm below the ground floor: $3 815,98
  • Water level more than 25 cm to 115 cm below the ground floor: $ 2 320,69
  • Water level more than 5 cm to 25 cm below the ground floor: $1 706,16
  • Water level 5 cm or less below the ground floor: $224,68
  • Amount to be added when the floor covering is damaged: $ 1 709,39

Bathroom

  • Reaches the ground floor: Indemnity determined according to the damage appraiser’s report
  • Water level more than 115 cm below the ground floor: $4 236,60
  • Water level more than 25 cm to 115 cm below the ground floor: $2 953,38
  • Water level more than 5 cm to 25 cm below the ground floor: $2 318,06
  • Water level 5 cm or less below the ground floor: $189,21
  • Amount to be added when the floor covering is damaged: $1 139,59

Bedroom

  • Reaches the ground floor: Indemnity determined according to the damage appraiser’s report
  • Water level more than 115 cm below the ground floor: $ 5 688,42
  • Water level more than 25 cm to 115 cm below the ground floor: $3 676,35
  • Water level more than 5 cm to 25 cm below the ground floor: $2 274,88
  • Water level 5 cm or less below the ground floor: $313,38
  • Amount to be added when the floor covering is damaged: $3 276,33

Living room/family room

  • Reaches the ground floor: Indemnity determined according to the damage appraiser’s report
  • Water level more than 115 cm below the ground floor: $5 389,53
  • Water level more than 25 cm to 115 cm below the ground floor: $3 490,76
  • Water level more than 5 cm to 25 cm below the ground floor: $2 172,81
  • Water level 5 cm or less below the ground floor: $310,43
  • Amount to be added when the floor covering is damaged: $5 697,97

Kitchen, including the dining room

  • Reaches the ground floor: Indemnity determined according to the damage appraiser’s report
  • Water level more than 115 cm below the ground floor: $12 827,31
  • Water level more than 25 cm to 115 cm below the ground floor: $6 915,48
  • Water level more than 5 cm to 25 cm below the ground floor: $5 981,37
  • Water level 5 cm or less below the ground floor: $1 740,33
  • Amount to be added when the floor covering is damaged: $2 659,05

Work on the building shell (in the event of flooding only)

To be multiplied by the perimeter of the foundations, by type and finishing of the basement

Home on stilts or mobile home

  • Water level more than 115 cm below the ground floor: $169,13/linear m
  • Water level more than 25 cm to 115 cm below the ground floor: $169,13/linear m
  • Water level more than 5 cm to 25 cm below the ground floor: $169,13/linear m

Crawl space

  • Water level more than 115 cm below the ground floor: $108,52/linear m
  • Water level more than 25 cm to 115 cm below the ground floor: $108,52/linear m
  • Water level more than 5 cm to 25 cm below the ground floor: $41,23/linear m

Insulated unfinished basement

  • Water level more than 115 cm below the ground floor: $303,27/linear m
  • Water level more than 25 cm to 115 cm below the ground floor: $165,74/linear m
  • Water level more than 5 cm to 25 cm below the ground floor: $91,12/linear m

Basement with one or two  finished rooms

  • Water level more than 115 cm below the ground floor: $263,01/linear m
  • Water level more than 25 cm to 115 cm below the ground floor: $138,56/linear m
  • Water level more than 5 cm to 25 cm below the ground floor: $80,64/linear m

Basement with three or more finished rooms

  • Water level more than 115 cm below the ground floor: $193,84/linear m
  • Water level more than 25 cm to 115 cm below the ground floor: $111,38/linear m
  • Water level more than 5 cm to 25 cm below the ground floor: $55,69/linear m

Work on equipment and elements

Foundations and concrete slabs

  • Redoing a concrete slab (10 cm/4 in.): $95.20/m2
  • Redoing pilaster supporting column: $219.52/unit
  • Replacing a supporting column: $150.41/unit
  • Leasing a concrete pump: $923.60/unit
  • Replacing the granule material in the crawl space (15 cm/6 in.): $35.02/m2
  • Repairing a stone foundation: $51.97/m2
  • Repairing a concrete block foundation: $61.46/m2
  • Repairing cracks in a concrete slab: $162.79/lin. m.
  • Repairing cracks on the outer foundation walls (per intervention): $1,339.72/unit
  • Repairing cracks inside the foundation (first 1.5 m): $595.43/unit
  • Repairing cracks inside the foundation (per extra metre): $196.49/lin. m.

Exterior finish:

  • Replacing the exterior siding: $135.54/m2
  • Removing and reinstalling the exterior siding: $108.85/m2
  • Redoing masonry bonds: $119.91/m2

Frame

  • Replacing a staircase with 7 steps or more (with risers): $1,262.03/unit
  • Replacing a staircase with fewer than 7 steps (with risers): $788.77/unit
  • Replacing one staircase step (with riser): $157.75/unit
  • Replacing a staircase with 7 steps or more (without risers): $883.42/unit
  • Replacing a staircase with fewer than 7 steps (without risers): $552.14/unit
  • Replacing one staircase step (without riser): $110.43/unit
  • Removing and reinstalling a staircase: $610.00/unit
  • Replacing an exterior staircase: $734.71/unit
  • Replacing a deck: $2,894.65/unit
  • Removing and reinstalling a deck: $993.91/unit
  • Replacing joists (5 cm x 25 cm/2” x 10”): $70.24/m2
  • Adding end joists (5 cm x 25 cm/2” x 10”): $223.40/m2
  • Replacing plywood: $50.93/m2
  • Replacing wood chipboard (120 cm x 245 cm/4’ x 8’): $32.80/m2
  • Replacing the furring (strips) (2.5 cm x 7.5 cm/1” x 3”): $32.31/m2
  • Replacing stud walls (5 cm x 10 cm/2” x 4”): $54.85/m2
  • Replacing stud walls (5 cm x 15 cm/2” x 6”): $63.18/m2
  • Replacing the sill plate (5 cm x 10 cm/2” x 4”): $22.02/lin. m.
  • Replacing the sill plate (5 cm x 15 cm/2” x 6”): $24.12/lin. m.
  • Stabilizing the deck roof: $252.24/m2

Insulation

  • Replacing the insulating wool: $31.82/m2
  • Replacing the vapour barrier: $8.81/m2
  • Replacing the air barrier: $10.00/m2
  • Replacing the rigid insulation (with vapour barrier): $13.68/m2
  • Replacing the tar paper: $9.13/m2
  • Replacing fibreboard panels (ten-test): $12.01/m2
  • Replacing the rigid insulation: $35.32/m2
  • Replacing the spray polyurethane foam (SPUF): $34.88/m2
  • Replacing ceiling insulation – crawl space or mobile home: $28.55/m2

Roof

  • Replacing a roof window: $1,587.60/unit
  • Replacing a roof vent: $289.43/unit
  • Replacing the vent roof: $8.71/unit
  • Replacement the roofing: $84.22/m2
  • Replacing the beam soffits: $136.63/m2
  • Replacing the ridgeboard (upper), the purlin plate (lower) and the purlin: $403.21/m2
  • Replacing the rafters: $355.64/m2
  • Replacing the queen posts: $403.21/m2
  • Replacing the pin and raker: $403.21/m2
  • Replacing the tie beam: $403.21/m2
  • Replacing the principal rafter: $403.21/m2
  • Replacing the substrate: $403.21/m2
  • Replacing the batten or strapping: $403.21/m2

Floors

  • Replacing the floor covering: $121.18/m2
  • Sanding and varnishing a hardwood floor: $68.50/m2

Door and frames

  • Replacing an exterior door: $1,169.63/unit
  • Replacing an interior door: $308.07/unit
  • Replacing a folding door: $346.43/unit
  • Replacing a patio door: $2,477.71/unit
  • Replacing an access hatch: $474.14/unit
  • Replacing a standard-sized garage door: $2,287.76/unit
  • Replacing a double garage door: $3,759.90/unit

Windows

  • Replacing a window (basement): $894.56/unit
  • Replacing a galvanized steel edge: $255.86/unit
  • Replacing a window (first floor): $1,082.16 $/m2
  • Replacing thermal windows: $417.00 $/m2
  • Indoor finishing (walls and ceilings):
  • Grouting (minimum allocation): $1,020.18/full unit
  • Painting (minimum allocation): $863.18/full unit
  • Replacing a protective wall shield: $203.87/unit
  • Replacing gypsum plasterboard: $39.10 $/m2
  • Grouting: $22.58/m2
  • Painting: $19.10/m2

Trim

  • Replacing a baseboard: $17.41/lin. m.

Cabinets

  • Replacing a prefabricated vanity with sink: $566.72/unit
  • Replacing a bottom cupboard: $1,230.14/lin. m.
  • Replacing a wall cupboard: $1,009.53/lin. m.
  • Replacing a wall and bottom cupboard: $2,239.67/lin. m.
  • Removing and reinstalling a bottom cupboard: $377.74/lin. m.
  • Replacing an island: $1,303.40/lin. m.

Plumbing

  • Replacing a bathtub: $1,797.58/unit
  • Replacing a shower: $2,325.36/unit
  • Replacing a bathtub/shower: $1,689.26/unit
  • Replacing a toilet: $532.43/unit
  • Replacing a sink (bathroom): $578.69/unit
  • Replacing a sink (kitchen): $710.87/unit
  • Removing and reinstalling a bathtub and/or shower: $548.02/unit
  • Removing and reinstalling a toilet: $223.71/unit
  • Removing and reinstalling a washbasin or sink: $145.83/unit
  • Removing and reinstalling a bathtub or shower faucet: $186.15/unit
  • Removing and reinstalling a sink faucet (bathroom): $137.79/unit
  • Removing and removing a sink faucet (kitchen): $121.72/unit
  • Replacing the main plumbing for an essential equipment: $690.01/unit

Heating

  • Cleaning, checking and repairing a furnace: $1,570.45/full unit
  • Replacing a furnace: $8,187.20/unit
  • Removing and installing a furnace: $3,202.96/full unit
  • Replacing an oil/propane tank:  $1,636.91/unit
  • Cleaning warm air ducts: $1,052.70/full unit
  • Replacing heating ducts: $179.32/m
  • Replacing a stove: $1,507.24/unit
  • Replacing a chimney: $3,098.41/unit

Ventilation

  • Replacing an air exchanger: $3,060.07/unit
  • Cleaning ventilation ducts: $631.62/unit
  • Replacing ventilation ducts: $24.03/m2

Equipment

  • Analyzing water: $297.72/full unit
  • Replacing a water heater: $1,084.78/unit
  • Removing and reinstalling a water heater: $331.14/unit
  • Replacing a home water pump and reservoir: $1,305.93/full unit
  • Replacing an interception well: $247.07/unit

Electricity

  • Replacing a service box: $2,012.96/unit
  • Replacing a linear convection heater (electric baseboard heating) and/or wall convection heater:
    • Linear convection heater and/or square convection heater:
      • 300 to 750 watts: $175.34/unit
      • 1,000 to 1,500 watts: $221.49/unit
      • 1,750 to 2,500 watts: $325.76/unit
  • Replacing a convection heater:
    • 750 watts: $452.45/unit
    • 1,000 watts or more: $473.29/unit
  • Replacing a wall thermostat: $80.49/unit
  • Removing, cleaning and reinstalling a linear convection heater: $92.05/unit
  • Replacing an outlet, a switch, a ceiling socket (with wiring): $89.54/unit
  • Replacing an outlet, a switch, a ceiling socket (without wiring): $29.88/unit
  • Removing and reinstalling an outlet, a switch, a ceiling socket, a thermostat: $43.41/unit
  • Replacing a dryer outlet: $256.53/unit
  • Replacing a stove outlet: $252.96/unit
  • Replacing a smoke detector: $64.31/unit
  • Replacing a carbon monoxide detector: $83.66/unit
  • Replacing a construction heater (4,800 watts): $366.53/unit

Various repair work

  • Making site accessible for work: $103.78/hour
  • Cleaning up after the work: $90.38/hour

Specialized or structural work

MSP : Ministère de la Sécurité publique

  • Equipment for persons with a disability: Amount of eligible invoices, upon submission of two bids and with prior approval from the MSP
  • Septic systems: Amount of eligible invoices, upon submission of two bids and with prior approval from the MSP
  • Artesian wells: Amount of eligible invoices, upon submission of two bids and with prior approval from the MSP
  • Water treatment unit: Amount of eligible invoices, upon submission of two bids and with prior approval from the MSP
  • Replacing the foundations: Amount of eligible invoices, upon submission of two bids and with prior approval from the MSP
  • Electric vehicle charging station: Amount of eligible invoices, upon submission of two bids and with prior approval from the MSP