The debt limit is the maximum amount of student loan debt that you can carry. It is based on level of education, type of degree and program.
Your debt load corresponds to your loan balance plus any outstanding bursary overpayments you received.
No financial assistance will be awarded to you if you have reached the debt limit for your level of education, type of degree and program at the beginning of the award year.
If you qualify for financial assistance at the beginning of an award year, you remain eligible for the entire year even if you reach the maximum debt limit during the year. However, if you change programs during the year or a change in your status in a previous year led to a loan increase for that year, your eligibility for financial assistance will be reassessed in accordance with your level of indebtedness at the beginning of the year.
You can check your debt balance in the Student debt load section of Online Services.
|Level of education, type of degree and program||Amount|
Technical training-Subsidized programs
|Technical training-Subsidized programs at a private educational institution|
Unsubsidized technical training
|27 000 $|
27 000 $
|University – Bachelor's degree|
Programs with an anticipated duration of less than 28 months
Programs with an anticipated duration of 28 months or more
30 000 $
36 000 $
|University – Master's degree|
Programs with an anticipated duration of less than 20 months
Programs with an anticipated duration of 20 months or more
42 000 $
48 000 $
|University – Doctoral degree |
55 000 $
|All diplomas/degrees |
College education (public) outside Québec but in canada
College education (private or non-subsidized) outside Québec but in Canada
Programs outside Québec but in Canada
Programs outside Canada
23 000 $
27 000 $
55 000 $
70 000 $
Last update: October 9, 2020