The total amount of student loans you accumulate during your studies cannot exceed the maximum limit.
This limit varies depending on your level of education and the type of program in which you are studying.
If you are eligible for financial assistance at the beginning of an award year, you will remain eligible for the entire year. If you reach the debt limit, you can submit an exceptional case application.
Debt limit in secondary school and college
Level of education: Secondary school and college
Debt limit
Secondary school studies – Vocational training
$22000
College studies – Pre-university training
$16000
College studies – Technical training, subsidized programs, public educational institutions
$23000
College studies – Technical training, subsidized programs, private educational institutions
$27000
College studies – Technical training, unsubsidized programs, public or private educational institutions
$27000
Debt limit in university
Level of education: University
Debt limit
University studies – Undergraduate, programs under 28months
$30000
University studies – Undergraduate, programs 28months or more
$36000
University studies – Master’s degree, programs under 20months
$42000
University studies – Master’s degree, programs 20months or more
$48000
University studies – Doctoral degree, all programs
$55000
University studies – All degrees, programs outside Québec but in Canada
$55000
University studies – All degrees, programs outside Canada
