Verify, cash or replace a cheque of the Ministère des Finances or send a cheque to the Québec government

Identifying the origin of a cheque

If you have received a cheque marked “Finances Québec,” locate the first 3 digits in the upper right corner of the cheque. Use these digits to find, in the table below, the department or organization responsible for the cheque, which will help you:

understand why the cheque was issued;
report a change of address;
sign up for direct deposit.

If you need to replace a lost, stolen or expired cheque, consult the table below to find the contact information of the department or organization responsible for the cheque.

Table to identify the department or organization responsible for the cheque

First 3 digits of the cheque	Department or organization responsible for the cheque	Reason for payment
022	Directeur général des élections	Election-related salary
032	Épargne Placements Québec	Épargne Placements Québec transaction
125	Ministère des Finances infobancaire@finances.gouv.qc.ca	Miscellaneous payments
126	Revenu Québec	Personal income tax
160	Revenu Québec	Solidarity tax credit
170	Revenu Québec	Financial assistance
195	Revenu Québec	GST refund
207	Ministère de la Justice	Miscellaneous payments
214	Ministère de l’Enseignement supérieur	Miscellaneous payments
220	Revenu Québec	Support payments
240	Retraite Québec	Family Allowance
251	Ministère de la Cybersécurité et du Numérique	Government employee pay
275	Ministère de l’Emploi et de la Solidarité sociale	Social assistance
326	Revenu Québec	Income tax return – Regular refund
332	Revenu Québec	Income tax return – Advance refund
340	Ministère des Finances infobancaire@finances.gouv.qc.ca	Miscellaneous payments in US
392	Revenu Québec	QST refund
419	Revenu Québec	Special payments
420	Revenu Québec	UGO payments
421	Ministère de la Cybersécurité et du Numérique The name and telephone number of the department or organization responsible for the cheque should appear to the right of the “Finances Québec” logo on the cheque stub. If this is missing, please contact the Ministère de la Cybersécurité et du Numérique at csc.sagir@mcn.gouv.qc.ca.	SAGIR payments
432	Revenu Québec	Unclaimed property – Financial products
469	Revenu Québec	Registraire des entreprises
475	Ministère de l’Emploi et de la Solidarité sociale	Québec Parental Insurance Plan (QPIP)
610	Revenu Québec	QST credit

What to do if a cheque is refused

A cheque from the Ministère des Finances may be refused by a financial institution for the following reasons.

Damaged cheque

If the cheque is damaged or if the series of digits at the bottom of the cheque is illegible, you may request a new payment to the department or organization responsible for the cheque.

Cheque already cashed

You may have already cashed the cheque by mistake. To find out, verify your bank statement or contact your financial institution.

To avoid such a situation, we suggest writing the date on which you cashed it on the back of the cheque after you deposit it. Then wait until the end of the period recommended by your financial institution and safely destroy the cheque.

If there is no indication that you have already cashed a cheque that belongs to you, please contact the department or organization responsible for the cheque to report a fraudulent endorsement.

Cashing a cheque without a bank account

If you do not have a bank account, you can cash a cheque from the Ministère des Finances of up to $1 750 by going to one of the following financial institutions. Make sure that you have the following with you:

the cheque made out to you;
an official photo ID with your signature (or two other IDs with your signature).

The following institutions accept cheques from the Ministère des Finances without a bank account:

Bank of Montreal
CIBC
Desjardins
National Bank
Royal Bank
Scotiabank
TD Bank

Cashing a cheque at a retail store

A merchant should not assume the responsibility of cashing a cheque from the Ministère des Finances. At most financial institutions, a person can cash a cheque from the Ministère des Finances even if they do not have a bank account, provided certain conditions are met.

No fees may be charged by a merchant to cash a cheque from the Ministère des Finances.

Verifying the validity period of a cheque

A cheque issued by the Ministère des Finances is valid for 12 months from its date of issue, after which it becomes stale-dated. If a cheque is stale-dated or has been cancelled before the end of this period, contact the responsible department or organization to find out the reason for the cancellation or to request a new payment.

Sending a cheque to the Québec government

When a citizen or business makes a payment by sending a cheque to the Québec government, they must follow the mailing instructions and send the cheque to the address of the department or organization to which the cheque is intended. Even though the Minister of Finances is indicated as the recipient of the cheque, the cheque should not be sent to the postal address of the Ministère des Finances, barring exceptional circumstances.