Financial Planners
Job description
These individuals help their clients specify their financial goals related to budget management, investments, insurance, taxation, retirement, and succession. They analyze the various aspects of their clients’ financial situation. They assess investment risks and recommend savings solutions and strategies. They develop personalized action plans in line with their clients’ personal and professional objectives. They oversee the implementation of this action plan. They are self-employed or work for:
- Banks
- Trust and investment companies
- Insurance companies
- The government
Environment
- Controlled ambient temperature
Main tasks
- Collect information about the personal, family, and professional aspects of clients’ lives in order to advise them properly.
- Propose tax-efficient withdrawal strategies.
- Optimize clients’ wealth by proposing various financial strategies.
- Negotiate the purchase and sale of financial products.
- Annually review financial plans of clients and make changes to these plans, as required.
- Solicit and recruit new clients.
Advancement and mobility
- Experience leads to management positions.
Training and requirements
Formation
Also required
-
Certificate from the Autorité des marchés financiers [Financial Markets Authority] to use the title of Financial Planner (F.Pl.).
-
Provincial licence required to sell regulated financial products, such as annuities, RRSPs, and life insurance.
Main skills and characteristics
Skills
- Data collection
- Information processing
- Mathematics
- Active listening
- Critical thought
- Reading comprehension
- Oral expression
- Judgment and decision-making
- Written expression
- Service oriented
- Solving complex problems
- Negotiation
- Persuasion
- System analysis
- Systems evaluation
- Social perception
- Learning strategies
- Result evaluation
- Coordination
- Active learning
Abilities
- Mathematical reasoning
- Written comprehension
- Basic numeracy
- Verbal skills
- Oral comprehension
- Information organization
- Awareness of issues
- Selective attention
- Speech clarity
- Deductive reasoning
- Inductive reasoning
- Speech recognition
- Near vision
- Written expression
- Classification
- Idea generation
- Originality
Knowledge and attributes
- Capacity to develop and maintain business relations
- Focussed on results
- Sense of responsibility
- Capacity to influence and mobilize
- Knowledge of economics and accounting
- Knowledge of customer and personalized services
- Rigour
- Sense of initiative
- Capacity to be discrete
- Desire to upgrade one’s competencies
Interests
- Draft, communicate, and inform
- Work with numbers
- Work in sales or client service
- Work in an office
- Self-employment
- Assist and advise
- Collect, verify, sort, and classify data or information
Personality profiles (RIASEC)
- Enterprising
- People with this profile prefer having responsibilities, influencing others and responding to challenges.
- Conventional
- People with this profile prefer specific, well-defined tasks. They like to respect the order of things and follow established rules.
- Social
- People with this profile prefer to be in contact with others, in particular to entertain, help or teach them.
Appellation d’emploi liée (à traduire)
Financial advisors (CNP 11102)
Skill type
Business, finance and administration
Related occupations
- Advertising, marketing and public relations managers
- Banking, credit and other investment managers
- Business development officers and market researchers and analysts
- Financial advisors
- Financial and investment analysts
- Insurance, real estate and financial brokerage managers
- Other business services managers
- Securities agents, investment dealers and brokers
Last update: January 29, 2026