Voluntary deposit | Gouvernement du Québec

About the voluntary deposit

Voluntary deposit can allow you to avoid foreclosure or bankruptcy by voluntarily paying your creditors according to your capacity.

Legal aspects

Understanding the rules with which the debtor and creditor must comply.

Procedure

Know the main procedures to take advantage of voluntary deposit.

Deposit and distribution of the amounts deposited

By registering for voluntary deposit, you agree to periodically deposit the seizable portion of your income.

Amending your declaration

Know what you can amend in your declaration and how to do it.

Loss of the protection of voluntary deposit and closure of your file

Understand the situations that can lead to the loss of the benefit of the protection of voluntary deposit or the closure of the file.

Rights and obligations of creditors

Know the rights and obligations of the creditors involved in a voluntary deposit procedure.

Last update: February 23, 2023

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