our creditor may, to obtain the amount you owe, ask a bailiff to seize your immovable property (such as a cottage, secondary residence, land or commercial builidng) and sell it under judicial authority.
Seizure of your main residence
Your main residence enjoys a degree of protection against seizure. However, if you are ordered by the court to pay $20,000 or more to a creditor, he or she may apply for the seizure of your main residence.
If your debt results from a failure to make support payments, your main residence may be seized even if the debt is for less than $20,000.
Notice of execution
Before seizing immovable property, the bailiff draws up a notice of execution, taking into account the instructions given by your creditor. The notice designates the immovable property concerned and provides all the information relevant to the seizure, in accordance with the rules prescribed by law.
The notice of execution, once completed, is filed at the court office.
The bailiff serves the notice of execution on you as the debtor.