Situations leading to the loss of voluntary deposit protection or the closing of your file
Voluntary deposit
Situations leading to the loss of voluntary deposit protection or the closing of your file
If you fail to meet your obligations, one of your creditors may file a request with the Court of Québec asking it to remove your protection under the voluntary deposit procedure. For example, this may occur if:
you move but fail to notify the Court of Québec of your change of address;
you start a new job but do not declare it;
you fail to deposit the required amounts.
After receiving the request from your creditor, the clerk will inform you in a notice. You will have 30 days to correct the situation; if you fail to do so, your file will be closed and you will lose the protection of voluntary deposit.
However, if you present a serious reason explaining why you did not act within the time limit, the clerk may extend it, for a maximum of 30 days.
Other situations
The following situations may also lead to the closure of your voluntary deposit file:
